How transactions moveBeginner· 9 min read
What happens after you tap your card?
A coffee-shop purchase, followed step by step from the terminal to the merchant's bank account.
Learn payments
Learn how payments actually work.
I teach payments through examples you can follow from checkout to payout. These guides are for product managers, founders, engineers, and operations teams who want to understand what happens behind a transaction and why it matters.
Path 01
How transactions move
Follow a single payment from the terminal to the bank account behind it, and see who is involved at each step.
1 guide
Path 02
How merchants get paid
Why the money a merchant receives rarely matches the number at the top of the report, and how to read the difference.
In progress
Path 03
When something goes wrong
Disputes, chargebacks, exceptions, and the paper trail that decides who ends up holding the loss.
In progress
Published guides
Start where your question is.
Read the guide
Bringing your team up to speed on payments?
I run practical sessions for product, engineering, and operations teams. Tell me what your team needs to understand and I'll tell you honestly whether I'm the right fit.